[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.babygo.cz\/hypotekam-se-dari\/#Article","mainEntityOfPage":"https:\/\/www.babygo.cz\/hypotekam-se-dari\/","headline":"Hypot\u00e9k\u00e1m se da\u0159\u00ed","name":"Hypot\u00e9k\u00e1m se da\u0159\u00ed","description":"Bydlet chce jak zn\u00e1mo ka\u017ed\u00fd. Ov\u0161em pro naprostou v\u011bt\u0161inu z n\u00e1s nen\u00ed sh\u00e1n\u011bn\u00ed si bydlen\u00ed ni\u010d\u00edm jednoduch\u00fdm. A to z toho d\u016fvodu, \u017ee jde o finan\u010dn\u011b hodn\u011b n\u00e1ro\u010dnou z\u00e1le\u017eitost. A ka\u017ed\u00fd, kdo n\u011bkdy alespo\u0148 koutkem oka zahl\u00e9dl ceny, je\u017e se na trhu s nemovitostmi b\u011b\u017en\u011b \u017e\u00e1daj\u00ed, se mnou bude ur\u010dit\u011b souhlasit, \u017ee to, co se...","datePublished":"2020-09-21","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.babygo.cz\/author\/#Person","name":"","url":"https:\/\/www.babygo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9cac53ffad5d6e0659d72eaf216400c165f8fbf396c79017c66698a8aa5be23d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9cac53ffad5d6e0659d72eaf216400c165f8fbf396c79017c66698a8aa5be23d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"babygo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.babygo.cz\/wp-content\/uploads\/kreslen%C3%A1%20pen%C4%9B%C5%BEenka.png","url":"https:\/\/www.babygo.cz\/wp-content\/uploads\/kreslen%C3%A1%20pen%C4%9B%C5%BEenka.png","height":0,"width":0},"url":"https:\/\/www.babygo.cz\/hypotekam-se-dari\/","about":["Ekonomika"],"wordCount":435,"articleBody":"     Bydlet chce jak zn\u00e1mo ka\u017ed\u00fd. Ov\u0161em pro naprostou v\u011bt\u0161inu z n\u00e1s nen\u00ed sh\u00e1n\u011bn\u00ed si bydlen\u00ed ni\u010d\u00edm jednoduch\u00fdm. A to z toho d\u016fvodu, \u017ee jde o finan\u010dn\u011b hodn\u011b n\u00e1ro\u010dnou z\u00e1le\u017eitost. A ka\u017ed\u00fd, kdo n\u011bkdy alespo\u0148 koutkem oka zahl\u00e9dl ceny, je\u017e se na trhu s nemovitostmi b\u011b\u017en\u011b \u017e\u00e1daj\u00ed, se mnou bude ur\u010dit\u011b souhlasit, \u017ee to, co se v tomto oboru plat\u00ed, je nad mo\u017enosti b\u011b\u017en\u00e9ho \u010dlov\u011bka. A na\u0161et\u0159it si tolik, kolik je t\u0159eba, dost brzy na to, aby mohl n\u011bkdo vstoupit do samostatn\u00e9ho \u017eivota ve vlastn\u00edm dom\u011b nebo aspo\u0148 byt\u011b, je ryz\u00ed utopie.A proto si ti, kdo pot\u0159ebuj\u00ed vlastn\u00ed bydlen\u00ed, kdo nemohou nebo necht\u011bj\u00ed d\u00e1le setrv\u00e1vat pod jednou st\u0159echou se sv\u00fdmi rodi\u010di nebo necht\u011bj\u00ed utr\u00e1cet nehor\u00e1zn\u00e9 ceny za n\u011bjak\u00fd ten podn\u00e1jem, berou \u010dasto hypot\u00e9ky. Tedy p\u016fj\u010dky ur\u010den\u00e9 k tomu, aby se za n\u011b po\u0159izovaly nemovitosti do soukrom\u00e9ho vlastnictv\u00ed. Znamen\u00e1 to toti\u017e sice zna\u010dnou sumu pen\u011bz a finan\u010dn\u00ed z\u00e1vazek na dlouh\u00e1 l\u00e9ta, jen\u017ee je to z\u00e1rove\u0148 v naprost\u00e9 v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f ta jedin\u00e1 mo\u017enost, jak svou vlastn\u00ed nemovitost z\u00edskat. Kdyby m\u011bl n\u011bkdo platit ze sv\u00e9ho platu n\u00e1jem a je\u0161t\u011b \u0161et\u0159it na sv\u00e9 vlastn\u00ed bydlen\u00ed, v\u011bt\u0161inou by se ho nikdy nedo\u010dkal.Objem poskytnut\u00fdch hypot\u00e9k https:\/\/www.hypotekybezregistru.cz\/a6-objem-poskytnutych-hypotek-za-lonsky-rok-vrostl-o-40-procent\/ pak sv\u011bd\u010d\u00ed o tom, jak\u00fd je u n\u00e1s o vlastn\u00ed nemovitosti z\u00e1jem a jak\u00e9 pen\u00edze jsou ochotni na\u0161inci do vlastn\u00edch nemovitost\u00ed investovat, by\u0165 je doposud nemaj\u00ed. A jak bylo spo\u010d\u00edt\u00e1no, roste o takov\u00e9 hypot\u00e9ky z\u00e1jem. Jen v roce 2011 si na\u0161inci v t\u00e9to form\u011b nap\u0159\u00edklad nap\u016fj\u010dovali o \u010dty\u0159icet procent pen\u011bz v\u00edce ne\u017e o rok d\u0159\u00edve, co\u017e p\u0159edstavovalo u bank rekordn\u00edch 71088 hypot\u00e9k v celkov\u00e9 v\u00fd\u0161i dosahuj\u00edc\u00ed t\u00e9m\u011b\u0159 120 miliard korun. A ne\u0161lo tu jenom o hypot\u00e9ky pro jednotliv\u00e9 ob\u010dany, ale i pro r\u016fzn\u00e9 spole\u010dnosti, m\u011bsta \u010di obce, jim\u017e bylo bankami p\u016fj\u010deno cel\u00fdch 141 miliard, o sedma\u010dty\u0159icet procent v\u00edce ne\u017e v roce tomuto p\u0159edch\u00e1zej\u00edc\u00edm. A tento z\u00e1jem neutuch\u00e1 dodnes. Proto\u017ee bydlet se chce. A jen m\u00e1lokdo si m\u016f\u017ee sehnat vlastn\u00ed bydlen\u00ed za svoje \u00faspory.                                                                                                                                                                                                                                                                                                                                                                                          3.7\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9k\u00e1m se da\u0159\u00ed","item":"https:\/\/www.babygo.cz\/hypotekam-se-dari\/#breadcrumbitem"}]}]